System to find the best deal
1) Use price comparison sites
These sites are great for comparing hundreds of companies at once, I always use two: gocompare.com, and comparethemarket.com (bonus if you buy for the 2 for 1 cinema tickets for a year lol). GoCompare best quote was £151.51 for my requirements, and Compare the market was £141.28 (they did have a quote for £120, which was medical expenses of 7.5 million) So, here the clear winner so far is Compare The Market!
2) Check with Diabetes UK
Someone suggested them to me before for insurance, so I was curious at what the cost would be, hoping it would be something reasonable since it's a diabetic charity picking the insurance companies. Unfortunately, the cheapest they could offer me £322 and that was for 5 million medical expenses, so on this occasion, Diabetes UK was off my list.
Once you have chosen your insurance company, give them a call, and bargain. I usually state I am choosing between two different companies at this time, to see if they can do me a better deal, and in my case I had a success! I got £20 off my insurance, meaning it came to a total of £121.28. YAY! :D This works out £32 a month and I think I can live with that!
When I am choosing an insurance policy, I always check the Defaqto . If you don't know what this is...it’s basically an independent researcher of financial products. I like to go with something 3 star and above & in this case my insurance was a 4 star rating
Now I can travel with peace of mind that I am fully covered on my trip with my type one diabetes….PHEW!
What insurance companies do you use?